UBS Investment Foundations 4 & 5

The UBS Investment Foundation 4 has effectively offered collective investment schemes specifically tailored to the needs of pension funds for over 40 years. This extensive offering is available to all zero-rated second-pillar institutions domiciled in Switzerland and Pillar 3a bank foundations.

The UBS Investment Foundation 5, which was established in 2006, specializes in collective investments that mainly invest internationally and benefit from tax advantages in various countries, as long as the investor base is limited to traditional pension funds. Non-registered institutions without statutory benefits in the case of retirement, disability, and death or Pillar 3a foundations are therefore not permitted as investors.

• Extensive range of products: equities, real estate, alternative investments, and mixed assets with different characteristics and different investment styles
• Professional, cost-effective asset management that is not volume-dependent through UBS Asset Management Switzerland AG
• No safekeeping fees are incurred if the units are kept with UBS Switzerland AG.
• Simplified securities accounting and rendering of accounts by investing in investment groups
• No administrative expenses for reclaiming withholding tax in Switzerland and elsewhere
• Freedom of action and flexibility since units in most investment groups are issued and redeemed daily at market values
• Investment groups are exempt from Swiss tax on income and capital, and there is no stamp duty on the issuing and redemption of units
• Regular and transparent reporting, highly transparent costs and investing, and daily publication of issue and redemption prices
• Exercise of voting rights for Swiss companies and publication of the investment foundation's voting records
• Security: The investment foundation is subject to the strict supervision of the Supervisory Commission for Employee Benefits Insurance and meets the strict regulatory requirements of the Ordinance on Occupational Retirement, Survivors' and Disability Pension Plans and the Ordinance on Investment Foundations. The investment foundation and the investment groups are reviewed annually by a well-known auditor