Our solutions for dealing with regulatory requirements
We offer innovative solutions that go beyond transaction banking. The offering includes support with the investment process, regulatory requirements and the investment suitability process.
Regulatory Golden Source
Credit Suisse offers a customizable and forward-looking tool to help clients master regulatory complexity. With exclusive coverage that currently includes over 120 Swiss national and international regulations, the Regulatory Golden Source (RGS) tool enables clients to stay up to date on regulations affecting their businesses.
Enjoy the following benefits
- Get access to Credit Suisse’s extensive regulatory expertise.
- Avoid getting lost in information by deciding which regulatory developments you want to follow.
- Receive updates on the regulations affecting your bank.
- Engage in Golden Source related Q&A with our regulatory impacts experts.
Keeping an eye on regulations
Our regulatory impact team constantly monitors the regulatory landscape and assesses the impact of new and ongoing regulations. This is the basis for Credit Suisse’s successful implementation of regulations worldwide. Additionally, the regulatory impact team constantly monitors regulations and updates the Regulatory Golden Source permanently.
Product Risk Classification
Regulatory pressures affect the advisory process of banks. With over 150,000 investment instruments already classified, Product Risk Classification (PRC) enables clients to improve the quality of their advice.
PRC can be used in a client-friendly and transparent suitability assessment from product to portfolio. Our methodology is adapted to private banking clients, resulting in a comprehensible risk indicator enabling a consistent comparison between different asset classes. Enhance your core advisory competencies with PRC, a service developed with Credit Suisse expertise.
Enjoy the following benefits
- Improve the quality of your advice with the right decision about Investment Strategy.
- Receive valuable support for the fulfillment of regulatory requirements in a cost efficient way.
- Get access to the PRCs of your required financial instruments.
- Choose between two support models according to your needs.
Evaluating financial risks of investment products
PRC is used to evaluate the financial risks of individual investment products and assigns each investment product a specific risk category. It can be used to examine whether the client can bear the financial risks associated with the investment product and to identify suitable products from a large product universe.
The method of risk assessment developed by Credit Suisse takes into account the three key aspects of the financial risk of an investment product – the market risk, the credit risk and the liquidity risk. All three aspects are examined monthly based on the historical data, before being combined to give a PRC value on a scale of 1 (very low) to 5 (very high). Using a sound, independently validated procedure, this enables us to derive a straightforward risk classification.
Portfolio Advisory Service
The Portfolio Advisory Service (PAS) supports wealth managers in every step of the investment process. Complement your established investment expertise by tapping into the resources provided by a leading global wealth manager.
Receive in-depth advice on all asset classes in a holistic framework. We can assist you in investment process related matters, from defining a strategic asset allocation to managing model portfolios and connecting you with asset class specialists for specific requests.
Enjoy the following benefits
- Scale up your wealth management business without the need to acquire the resources in-house.
- Efficiently complement your resources and expertise with Credit Suisse’s investment capabilities while retaining full decision-making and independence of views.
- Access Credit Suisse Private Banking research and product information through our digital platform fiXchange, including single security coverage, market views and thought leadership publications.
- Modular offering according to your needs.
Various elements composed in one service
Portfolio Advisory Service is a modular service composed of the following elements: Strategic Asset Allocation (SAA) & Investment Governance, Market Views & Tactical Asset Allocation (TAA), Best-in-Class Security Selection across all asset classes and Model Portfolios including Performance and Risk Analysis.
To cover more sophisticated needs, the service package can be further customized with our Specialty Service Offering. These additional elements provide greater access to industry-leading expertise in specific investment niches.