Pay­ments & Dir­ect Deb­its

The In­ter­na­tional Bank Ac­count Num­ber (IBAN) is an in­ter­na­tional stand­ard for in­dic­at­ing your ac­count num­ber. The stand­ard al­lows the num­ber to be veri­fied world­wide.

QR-​bill

The QR-​bill is the next mile­stone on the road to di­git­al­iz­a­tion, al­low­ing bills to be is­sued ef­fi­ciently and error free.

QR-​bill with a QR-​IBAN and struc­tured ref­er­ence

This ver­sion is based on the ISR pro­cess and of­fers ad­di­tional be­ne­fits. The struc­tured QR ref­er­ence has the same design as the ISR ref­er­ence. It is used in con­junc­tion with the payee's QR-​IBAN. The six-​digit in­ternal par­ti­cipant num­ber in the ref­er­ence is omit­ted. The QR-​IBAN is char­ac­ter­ized by its spe­cial IID (in­sti­tu­tion iden­ti­fic­a­tion/clear­ing num­ber), which is used to identify the pay­ment pro­ced­ure.

QR-​bill with IBAN and no ref­er­ence
This vari­ant is equi­val­ent to the red pay­ment slip, and is valid for bank trans­fers with or without a reason for pay­ment. As is already the case, no­ti­fic­a­tion will take the form of a credit ad­vice slip or a book­ing in the cor­res­pond­ing ac­count state­ment.

QR-​bill with IBAN and cred­itor ref­er­ence
The third type of QR-​bill sup­ports the Struc­tured Cred­itor Ref­er­ence (SCOR), which is used in Europe in par­tic­u­lar. This ref­er­ence is an ISO stand­ard, is used to­gether with the IBAN, and can also be used for pay­ment in SEPA.

Simple, Quick, and Se­cure: On­line & Mo­bile Bank­ing from Credit Suisse

Take care of your bank­ing busi­ness quickly, simply, and se­curely. On­line & Mo­bile Bank­ing from Credit Suisse al­lows you to stay on top of your fin­ances at all times and con­veni­ently pro­cess your trans­ac­tions, in­clud­ing with your smart­phone or tab­let. With our smart pay­ment as­sist­ant, you can make pay­ments eas­ily and quickly.

Learn more about On­line & Mo­bile Bank­ing

eBill al­lows you to re­ceive your bills where you pay them: dir­ectly in On­line Bank­ing. This en­ables you to pro­cess your pay­ments in an ef­fi­cient, se­cure, and pa­per­less man­ner. 

QR-​bill
The QR-​bill is the next mile­stone on the road to di­git­al­iz­a­tion, al­low­ing bills to be paid ef­fi­ciently and error free.

At Credit Suisse, our world­wide net­work of cor­res­pond­ent banks and our tech­nical in­fra­struc­ture mean you can make pay­ments to be­ne­fi­ciar­ies all over the world in the cur­rency of your choice.

For EUR pay­ments within the EU/EEA area, we re­com­mend the use of the SEPA stand­ard (Single Euro Pay­ments Area), which means that you be­ne­fit from se­cure, low-​cost, rapid pro­cessing. In ad­di­tion, you can make one-​time or re­cur­ring pay­ments from your ac­count at Credit Suisse simply and con­veni­ently using the SEPA dir­ect debit scheme.

With our stand­ard­ized pay­ment order form, you can sub­mit all pay­ments in Switzer­land or abroad. For faster and more cost-​effective pay­ment pro­cessing, use On­line & Mo­bile Bank­ing.

Stand­ing or­ders are de­signed for reg­u­lar trans­fers to the same re­cip­i­ents with fixed amounts and dates. Use On­line & Mo­bile Bank­ing to set up a stand­ing order eas­ily and quickly.

With the dir­ect debit scheme (LSV+), you can auto­mat­ic­ally pay your re­cur­ring bills in CHF or EUR with dif­fer­ent amounts – or identical ones – without hav­ing to take ac­tion each time. Pay­ments are made re­li­ably and on time.

With the multi-​payment order, you can sub­mit sev­eral QR-​bill pay­ment parts in CHF or EUR for in­di­vidual pay­ments within Switzer­land.

There are some cur­ren­cies and coun­tries with spe­cial rules and reg­u­la­tions re­gard­ing pay­ments.