Optimize your financial plan yourself

With the innovative “Financial Plan”, you can optimize your personal financial situation directly on your smartphone thanks to our mobile banking app.

Financial planning in just a few clicks

• Take just a few minutes to find out whether your assets as they currently stand will be sufficient in retirement.
• Find out to what extent retirement age will affect your pension situation.
• Get recommendations about mitigating any pension gaps.
• Save toward specific expenditure goals.
  

Start now

Not a client yet?

Even if you are not a Credit Suisse client, we would be happy to advise you on your financial planning personally and with no obligation.

0844 200 114

Already a client? Here's how it works

• Open your Credit Suisse Direct mobile app. 
• Go to "More" on the menu bar, "Saving and investing", and then to "CSX Financial Plan."
• The digital advisor will guide you through the process.
  

Take control of your future

Plan your financial future today. Use "Financial Plan" as a self-​service solution in mobile banking or arrange a consultation. Please contact us during normal business hours at:

0844 200 114

Building Wealth

A nest egg provides security during retirement. We’ll help you make the right financial decisions. Decisions that steadily increase your net worth. Start preparing today so you can enjoy retirement life without financial worries.

Calculate asset accumulation

Making Use of Tax Breaks

Our private pension plan will give you multiple tax breaks. First, contributions to pillar 3a are fully tax-deductible up to the statutory contribution limit. You’ll save for as long as you pay contributions. And when you draw your pension, the capital will be taxed at a reduced rate separately from the rest of your income.

Calculate tax savings

Pension or Lump Sum

Monthly pension, single lump-sum payment or a combination of both. We’ll tell you what factors to consider in making your decision.

The Four Retirement Models

You want to ease into retirement gradually? Or retire early at 58? Or keep working until you turn 70? The choice is yours. Second-pillar plans offer different ways to leave the labor force. We’ll be happy to provide pension advice.

Normal retirement

You retire as soon as you reach normal retirement age. You can draw retirement benefits from your pension fund as a pension, a lump-sum payment or a combination of both.

Phased retirement

You gradually reduce your work hours and take partial retirement. To compensate for the drop in salary, you draw some retirement benefits from your pension fund – either in one lump sum or as an annuity.

Early retirement

You take the opportunity to leave the workforce early after turning 58. This also means a cut in benefits. You can address the shortfall in various ways, including a private pension plan.

Deferred retirement

You decide to work past the normal retirement age. If your pension fund regulations permit it, you can contribute to your occupational pension plan until 70 years of age.

Estate Planning

You want to plan for possible legal incapacity and decide how your estate is distributed after you pass away. It’s best to make these preparations early on. With an advance directive, a will, a marriage or inheritance contract. The sooner the better. We’ll advise you.

The Path to the Solution

Many big events in life come with financial challenges. We’ll help you tackle them. Take the first step today and schedule a personal consultation.

Preparation

Ask the right questions

Personal consultation

Analyze your financial situation with us

Planning and execution

Optimize whatever you can

More details

Preparation

Ask the right questions

Different aspects of private financial planning will require you to ask different questions. But the most important one is this: What goals do you want to achieve? 

Personal consultation

Analyze your financial situation with us

Using state-of-the-art financial tools, we can analyze your personal situation directly and show you custom solutions while guiding the decision-making process. 

Planning and execution

Optimize whatever you can

Our advisors have highly qualified experts at their side to offer you the very best solutions. As a result, you’ll get comprehensive future planning that identifies every opportunity to optimize your finances.