Ves­ted Be­ne­fits – 2nd Pil­lar

Your life is chan­ging. You’re going into busi­ness for your­self. Or you’re leav­ing the work­force to focus on your fam­ily for a while. We’ll make sure that your re­tire­ment be­ne­fits re­main in­tact. You de­cide how to in­vest your Pil­lar 2 as­sets. Let us handle the rest.

Your Be­ne­fits

You’ll keep up your pen­sion pro­tec­tion dur­ing peri­ods when you don’t be­long to a pen­sion fund. You can trans­fer your as­sets to a Ves­ted be­ne­fits ac­count – 2nd pil­lar or in­vest them in a Ves­ted be­ne­fits safe­keep­ing ac­count – 2nd pil­lar. Learn about the be­ne­fits.

Se­cur­ity

You’ve left your pen­sion fund? Not a prob­lem. Your pen­sion fund as­sets are in good hands with us.

In­terest rate

You re­ceive an in­terest rate of 0.20%

Allow Us to Ad­vise You

There are many ways to save up for re­tire­ment. We’ll work with you to find the per­fect product for your needs.

Call now +41 848 880 844

Start En­joy­ing Your Fu­ture Today

 

Feel good know­ing that you’ve taken care of everything for your re­tire­ment. What you do today de­term­ines how you’ll live when you’re older. We have a lot of at­tract­ive op­tions to choose from if your work life changes and you want to trans­fer your re­tire­ment be­ne­fits.

Pen­sions for the Self-​Employed

As a busi­ness owner, you have a lot of re­spons­ib­il­ity. In­clud­ing for your re­tire­ment. When you start your own busi­ness, you’ll have to de­cide how to con­tinue sav­ing for your oc­cu­pa­tional pen­sion. We’ll sit down with you to find the solu­tion that best meets your needs.

Sav­ing for Re­tire­ment between Jobs

You’ve left the work­force for a while. Maybe you want to de­vote all your time to your fam­ily. Or per­haps you’re tak­ing a long trip. Whatever your situ­ation, we’ll help you pro­tect your re­tire­ment sav­ings while you take some time off. That way, your pen­sion pro­vi­sion is main­tained and you’ll stay in con­trol of your life, even in re­tire­ment.

With­drawal of Ves­ted Be­ne­fits – 2nd Pil­lar

You can ac­cess your ves­ted be­ne­fits as soon as you reach AHV ref­er­ence age. Or pos­sibly even earlier, de­pend­ing on the cir­cum­stances.

• Five years before retirement
• Starting a business
• Emigration
• Disability pension
• Death

Five years be­fore re­tire­ment

You would like to with­draw your re­tire­ment sav­ings (Ves­ted be­ne­fits – 2nd pil­lar) be­fore you re­tire. Start­ing from five years be­fore you reach the AHV ref­er­ence age, you will have the op­por­tun­ity to do so.

Start­ing a busi­ness

You plan to go into busi­ness for your­self. From the date you be­come self-​employed, you can have your ac­cu­mu­lated re­tire­ment cap­ital paid out in cash within one year.

Emig­ra­tion

You want to leave Switzer­land for good. In that case, you’re free to use your ves­ted be­ne­fits to ease the trans­ition to your new home­land.

Dis­ab­il­ity pen­sion

You’re draw­ing a full dis­ab­il­ity pen­sion. That en­titles you to ac­cess your ves­ted be­ne­fits im­me­di­ately.

Death

Use your oc­cu­pa­tional pen­sion to provide for your fam­ily. In the event of your death, your ves­ted be­ne­fits will be dis­trib­uted among your loved ones ac­cord­ing to the order of be­ne­fi­ciar­ies.

The Ideal Re­tire­ment Plan. Learn More

  

Your private pen­sion

Come to us to de­velop the private pen­sion plan that suits your needs. We’ll show you all the op­por­tun­it­ies that pil­lar 3a has to offer.

Learn more

Your fin­an­cial plan­ning

Life changes. With good fin­an­cial plan­ning, you’ll al­ways be able to make the right de­cisions for whatever may come your way.

Learn more

*The all-​in fee relates only to the in­vest­ment group con­cerned. In­vest­ments in in­vest­ment groups re­quire a Ves­ted be­ne­fits ac­count. An ac­count fee of CHF 9 per quarter will be charged for each Ves­ted be­ne­fits ac­count.