Vested Benefits – 2nd Pillar

Your life is changing. You’re going into business for yourself. Or you’re leaving the workforce to focus on your family for a while. We’ll make sure that your retirement benefits remain intact. You decide how to invest your Pillar 2 assets. Let us handle the rest.

Your Benefits

You’ll keep up your pension protection during periods when you don’t belong to a pension fund. You can transfer your assets to a Vested benefits account – 2nd pillar or invest them in a Vested benefits safekeeping account – 2nd pillar. Learn about the benefits.

Security

You’ve left your pension fund? Not a problem. Your pension fund assets are in good hands with us.

Interest rate

You receive an interest rate of 0.40%

Allow Us to Advise You

There are many ways to save up for retirement. We’ll work with you to find the perfect product for your needs.

Call now +41 848 880 844

Start Enjoying Your Future Today

 

Feel good knowing that you’ve taken care of everything for your retirement. What you do today determines how you’ll live when you’re older. We have a lot of attractive options to choose from if your work life changes and you want to transfer your retirement benefits.

Pensions for the Self-Employed

As a business owner, you have a lot of responsibility. Including for your retirement. When you start your own business, you’ll have to decide how to continue saving for your occupational pension. We’ll sit down with you to find the solution that best meets your needs.

Saving for Retirement between Jobs

You’ve left the workforce for a while. Maybe you want to devote all your time to your family. Or perhaps you’re taking a long trip. Whatever your situation, we’ll help you protect your retirement savings while you take some time off. That way, your pension provision is maintained and you’ll stay in control of your life, even in retirement.

Withdrawal of Vested Benefits – 2nd Pillar

You can access your vested benefits as soon as you reach AHV reference age. Or possibly even earlier, depending on the circumstances.

Five years before retirement

You would like to withdraw your retirement savings (Vested benefits – 2nd pillar) before you retire. Starting from five years before you reach the AHV reference age, you will have the opportunity to do so.

Starting a business

You plan to go into business for yourself. From the date you become self-employed, you can have your accumulated retirement capital paid out in cash within one year.

Emigration

You want to leave Switzerland for good. In that case, you’re free to use your vested benefits to ease the transition to your new homeland.

Disability pension

You’re drawing a full disability pension. That entitles you to access your vested benefits immediately.

Death

Use your occupational pension to provide for your family. In the event of your death, your vested benefits will be distributed among your loved ones according to the order of beneficiaries.

The Ideal Retirement Plan. Learn More

  

Your private pension

Come to us to develop the private pension plan that suits your needs. We’ll show you all the opportunities that pillar 3a has to offer.

Learn more

Your financial planning

Life changes. With good financial planning, you’ll always be able to make the right decisions for whatever may come your way.

Learn more

*The all-in fee relates only to the investment group concerned. Investments in investment groups require a Vested benefits account. An account fee of CHF 9 per quarter will be charged for each Vested benefits account.