Ex­tend­ing or in­creas­ing your mort­gage

Ex­tend your mort­gage

If your mort­gage is reach­ing the end of its term, it’s best if you deal with an ex­ten­sion early on. Con­sider whether you'd like to ex­tend without mak­ing any changes or want to make ad­just­ments in­stead, for ex­ample, to be­ne­fit from fall­ing in­terest rates.

In­creas­ing your mort­gage

You’re plan­ning to make a struc­tural change to your home or need ad­di­tional fin­an­cial re­sources for a ne­ces­sary renov­a­tion? An in­crease can provide you with the needed lat­it­ude for this. Our fin­an­cing ex­perts will be happy to provide you with com­pre­hens­ive ad­vice.

Re­con­fig­ure mort­gage

Life cir­cum­stances are chan­ging, and the in­terest rate en­vir­on­ment is chan­ging too. We’ll find the right mort­gage strategy. Switch to a dif­fer­ent mort­gage model or split your mort­gage into dif­fer­ent products and terms.

Our fixed-​rate mort­gages offer the greatest pos­sible peace of mind: the Fixed mort­gage and the For­ward fixed mort­gage. Both come with a guar­an­teed fixed in­terest rate and fixed term. With the For­ward fixed mort­gage, you lock in an in­terest rate for the fu­ture.

If flex­ib­il­ity is im­port­ant to you, chose the Flex rollover mort­gage and spe­cify the term for each tranche dur­ing which in­terest rate ad­just­ments can­not be made. Or choose full flex­ib­il­ity: with the variable-​rate mort­gage.

You'd like to start a con­struc­tion pro­ject and need fin­an­cing. Our con­struc­tion loan gives you the free­dom to pay your on­go­ing bills dur­ing the con­struc­tion phase. When everything is com­pleted, we con­vert your con­struc­tion loan into a mort­gage.