Amer­ican Ex­press® Gold

Thanks to Amer­ican Ex­press® Gold, you will auto­mat­ic­ally earn state­ment cred­its when you make pur­chases at se­lec­ted shop­ping part­ners, dine at nu­mer­ous res­taur­ants or when or­der­ing from eli­gible food-​delivery ser­vices within Switzer­land.

Every time you use*** your Gold Card, you earn points for the Mem­ber­ship Re­wards® bonus pro­gram. You can re­deem them for at­tract­ive re­wards or use them to pay for flights and ho­tels.

***Ex­clud­ing fees, in­terest, chargebacks, amounts out­stand­ing, cash with­draw­als, bal­ance trans­fers, as well as turnover from lot­tery, gambling, and casi­nos. Sub­ject to ad­di­tional re­stric­tions.

Count on the travel and shop­ping in­sur­ance**** world­wide. If you pay for a va­ca­tion get­away with your Amer­ican Ex­press® Gold Card, you are well pro­tec­ted by our trans­port ac­ci­dent in­sur­ance and travel in­con­veni­ence cov­er­age, for ex­ample. Should you get sick or have an ac­ci­dent, the in­ter­na­tional health in­sur­ance will cover the costs. Your pur­chases are also in­sured against non-​delivery, rob­bery, theft, or dam­age. You ad­di­tion­ally be­ne­fit from an ex­ten­ded war­ranty on devices that have been paid for using your Amer­ican Ex­press® Gold.

**** You can find the exact con­di­tions (in­clud­ing the sums in­sured and the ex­clu­sions of li­ab­il­ity) in the Gen­eral Terms and Con­di­tions of In­sur­ance (in­clud­ing the in­form­a­tion for per­sons in­sured under the group in­sur­ance plan), which can be viewed at swis­s­card.ch/con­di­tions or re­ques­ted from Swis­s­card AECS GmbH.

The Amer­ican Ex­press® Gold Card in­stall­ment fa­cil­ity***** gives you fin­an­cial flex­ib­il­ity. If you should lose your card, you'll usu­ally re­ceive a re­place­ment within 48 hours in an emer­gency.

***** Credit ap­proval is pro­hib­ited if it leads to over­indebted­ness.

Get a real-​time over­view of your credit card in­form­a­tion and trans­ac­tions any­where and at any time, or dis­play your PIN code or block your credit card in the event of loss or theft dir­ectly in the app. Thanks to the in­teg­rated 3-D Se­cure func­tion, you can pay se­curely on­line.

Pay con­tact­lessly with your Amer­ican Ex­press® Gold Card – it's easy, fast and se­cure. For small amounts up to CHF 80, you can pay without sig­na­ture or PIN entry. Just hold your credit card to the area marked on the card reader to con­veni­ently pay in busi­nesses.