American Express® Gold

Thanks to American Express® Gold, you will automatically earn statement credits when you make purchases at selected shopping partners, dine at numerous restaurants or when ordering from eligible food-delivery services within Switzerland.

Every time you use*** your Gold Card, you earn points for the Membership Rewards® bonus program. You can redeem them for attractive rewards or use them to pay for flights and hotels.

***Excluding fees, interest, chargebacks, amounts outstanding, cash withdrawals, balance transfers, as well as turnover from lottery, gambling, and casinos. Subject to additional restrictions.

Count on the travel and shopping insurance**** worldwide. If you pay for a vacation getaway with your American Express® Gold Card, you are well protected by our transport accident insurance and travel inconvenience coverage, for example. Should you get sick or have an accident, the international health insurance will cover the costs. Your purchases are also insured against non-delivery, robbery, theft, or damage. You additionally benefit from an extended warranty on devices that have been paid for using your American Express® Gold.

**** You can find the exact conditions (including the sums insured and the exclusions of liability) in the General Terms and Conditions of Insurance (including the information for persons insured under the group insurance plan), which can be viewed at swisscard.ch/conditions or requested from Swisscard AECS GmbH.

The American Express® Gold Card installment facility***** gives you financial flexibility. If you should lose your card, you'll usually receive a replacement within 48 hours in an emergency.

***** Credit approval is prohibited if it leads to overindebtedness.

Get a real-time overview of your credit card information and transactions anywhere and at any time, or display your PIN code or block your credit card in the event of loss or theft directly in the app. Thanks to the integrated 3-D Secure function, you can pay securely online.

Pay contactlessly with your American Express® Gold Card – it's easy, fast and secure. For small amounts up to CHF 80, you can pay without signature or PIN entry. Just hold your credit card to the area marked on the card reader to conveniently pay in businesses.