Change location

You are about to change the origin location from where you are visiting Credit-suisse.com.

*The location of origin is defined in your browser settings and may not be identical with your citizenship and/or your domicile.

The Credit Suisse website will soon be moved to ubs.com.
For you, however, nothing changes: your existing Credit Suisse logins and applications are still valid and you’ll continue to have access to information on our products and services. You can find further information here.Dismiss
1140100487

Save Today. Relax To­mor­row.

Come to us to plan the per­fect pil­lar 3a private pen­sion for your needs. You’ll have more time for the good things in life after re­tire­ment.

Anchor: the-choice-is-yours

In­vest Today. Be­ne­fit To­mor­row

Our tip: Set aside a bit more than you tech­nic­ally have to. Later, you’ll have much more than you ab­so­lutely need. Sup­ple­ment your gov­ern­ment and oc­cu­pa­tional pen­sions with pil­lar 3a and start reap­ing the tax be­ne­fits today.

Stand­ard of liv­ing

In old age, you’ll have plenty of time. With a private pen­sion, you’ll be able to fill this time with things you enjoy.

Tax be­ne­fits

Enjoy the ad­vant­ages of third pil­lar plans. In­vest your money freely – and lower your tax bill.

Home own­er­ship

Own­er­ship provides se­cur­ity in old age. Be­come an owner. With a pen­sion, you can lay the found­a­tion for your own home.

Anchor: cal-pension-strategy

Loading

Anchor: maximumamount

Max­imum Pil­lar 3a amounts in 2025

If you earn in­come that is sub­ject to AHV con­tri­bu­tions, you can de­duct all pil­lar 3a con­tri­bu­tions up to a cer­tain limit from your tax­able in­come.

Max­imum de­duc­tion:

7258 CHF

Em­ployed with 2nd pil­lar

36'288 CHF

Em­ployed without 2nd pil­lar (20% of net in­come from gain­ful em­ploy­ment, up to a max­imum of CHF 36288)

The Choice Is Yours

You want to pursue a higher return? Or you put security first? We can provide the right retirement solution for whatever you need.

  • Securities – 3rd Pillar

  • Account – 3rd Pillar

Anchor: vorsorgeoptimieren
Foundation for Home Ownership

Op­tim­ize pen­sion plan­ning in a snap from your smart­phone

Ready to op­tim­ize your 3rd pil­lar while sav­ing on taxes? Thanks to CSX Pen­sion, you can open a Pen­sion ac­count – 3rd pil­lar dir­ectly from your smart­phone. Then choose from our wide range of se­cur­it­ies solu­tions to find the right in­vest­ment group for your risk pro­file and in­vest­ment ho­ri­zon. Profit from all that CSX Pen­sion of­fers.

Visual guide with screen­shots for CSX Pen­sion (PDF)

Try it now in on­line and mo­bile bank­ing

Learn more

Allow Us to Ad­vise You

We’ll sit down with you to find the per­fect product for your needs. Dis­cover what your op­tions are.

Allow Us to Advise You

Draw­ing a Pen­sion Early

You can ac­cess your pil­lar 3a pen­sion be­ne­fits as soon as you reach AHV ref­er­ence age. Or pos­sibly even sooner, de­pend­ing on the cir­cum­stances.

Save up for Re­tire­ment. Learn More