Online Credit is an easy way to apply for new loans and keep track of your credit exposure anywhere, anytime. You must have read-access rights in order to use these functions. Just ask your relationship manager for help.
Thanks to Online Credit you can keep track of all your credit activities around the clock. All important information, such as a line of credit, interest rates, and limits can be found in one place. You can also centrally manage your credit-related documents and loans obtained from third parties.
Your benefits:
Online Credit also enables you to request loans directly in the online tool and to submit the required documentation digitally. Credit decisions are generally made within 48 hours, or even sooner for operating loans up to CHF 500,000: After you enter up to eight financial figures, we will review your application in real time and respond immediately with the maximum loan amount.
Log into online banking and access ‘Credits’ under the ‘Financing’ menu item. If you cannot find this function, please contact your relationship manager. Alternatively, you can complete the contact form – we will be happy to assist and activate the "loans" function.
Use the ‘Maximum credit amount’ to calculate the credit limit available to you by entering eight financial figures from your annual report.
Next, enter the key data for your financing needs and answer the five standard questions. Finally, upload your last three consecutive financial statements. You may skip this step if the statements are already in the system.
If you did upload your annual reports to the system, you will receive a final decision within 48 hours. However, if the reports are already on file with us, there is no need to wait; we will issue our decision immediately.
If your application is approved, you can immediately review and sign a digital credit contract. Once you have signed, your loan will be automatically set up in our credit system and you may use it immediately.
Prefer to apply for credit offline? Our credit guidelines explain the process, from the initial request to repayment.
Do you have questions, or would you like to learn more about our credit solutions? We would be happy to advise you in person. Just contact your relationship manager or fill out the contact form. We look forward to meeting you.