Plan short-term liquidity surpluses optimally
A Cash Deposit account is an attractive solution with many benefits should your company have any liquidity surpluses you don't need over the short to medium term:
- Free account management
- More attractive interest rate than a current account
- No minimum investment
Current Conditions
| Product | Client type | CHF | EUR | USD | GBP |
|---|---|---|---|---|---|
| Cash Deposit Account | Corporate Client | 0.65% | 3.00% | 4.75% | 4.35% |
| Cash Deposit Account | Financial- / Institutional Clients / Banks |
0.50% | 2.55% | 4.45% | 4.15% |
| Valid as of | 29.10.2024 | 29.10.2024 | 01.09.2023 | 01.09.2023 |
Based on individual arrangements differing conditions are possible.
The Bank reserves the right to alter ist interest at any time, e.g. in the event of changes in market conditions.
Old Conditions
| Product | Client type | CHF | EUR | USD | GBP |
|---|---|---|---|---|---|
| Cash Deposit Account | Corporate Client | 0.85% |
3.10% | 4.50% | 4.15% |
| Cash Deposit Account | Financial- / Institutional Clients / Banks |
0.70% | 2.55% | 4.20% | 3.95% |
| Valid as of | 01.10.2024 | 01.10.2023 | 01.06.2023 | 01.08.2023 |
Based on individual arrangements differing conditions are possible.
Capital payment accounts for company startups
Are you starting up a company or planning a capital increase? Find answers to your main questions here:
Through your relationship manager, you commission us to open a capital payment account. You pay the amount into this account. You apply for incorporation at the notary's office using the capital payment confirmation we issue. Finally, you submit the company's original extract from the commercial register to us in order to initiate the payment of the capital.
Through your relationship manager, you commission us for a capital increase. You deposit the amount into the account we disclose to you. You apply for the capital increase at the notary's office using the capital payment confirmation we issue. Finally, you submit the company's original extract from the commercial register to us in order to initiate payment of the capital.
You can open a capital payment account in Swiss francs, euros, or US dollars.
We offer you free account management with a semi-annual external statement. You only need to pay a commission for the capital payment confirmation. No interest is paid on the account.
The payment of the capital occurs after the company issues a separate order on a bank account belonging to the company, but only once certain requirements are met.
Our card solutions for your needs
Whether it's a debit or credit card, our card solutions allow you to make cashless payments around the world and to benefit from the right solution.
The Debit Mastercard is accepted at home and abroad – everywhere you see the Mastercard logo. You can also withdraw cash anywhere in the world and make secure payments online with no transaction fees. The card is included with Startup Easy or Business Easy.
Instead of the counter or night safe, you can use the Cash Deposit card to deposit your cash free of charge day or night at ATMs that have the Cash Automat Plus feature. Payments can be made in CHF or EUR, and the amount deposited is available in the account immediately. For additional information on this product, you can contact our client advisors by calling 0800 88 88 71 toll free or by using the contact form.
With the Credit Suisse Gold and Silver card packages, you will receive an American Express Business Card and a Mastercard Business with a wide range of SME-related services. Enjoy the attractive Membership Rewards bonus program and CompanyOnline.
The American Express Corporate Card is intended for companies with more than 25 employees. It offers customized solutions that can be optimally incorporated into your processes, generates savings, and simplifies your handling of fees.