Guide Retirement

Retirement

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  1. BVG conversion rate: How the conversion rate determines the BVG pension

    What is the conversion rate?

    The conversion rate is used to calculate the annual BVG pension from the available retirement capital. Anyone who wants to find out what pension is realistic after retirement  should know these important facts regarding the conversion rate and BVG regulations.

  2. Normal retirement: How to take your retirement

    Taking normal retirement. What you need to do.

    You will soon be reaching the reference age and wish to take your well-earned retirement. Find out what steps you need to take for normal retirement and what points you need to bear in mind.

  3. Deferred retirement: postpone your BVG and AHV pension

    Deferred retirement. Why it pays off.

    If you are in good health and enjoy your work, you may want to work past the reference age. How deferred retirement works and what the concrete financial advantages look like.

  4. Partial retirement: Key facts on staggered retirement

    Leave the world of work step-by-step with partial retirement

    Partial retirement enables gainfully employed persons to gradually reduce their level of employment, provided that their employer allows this. Find out what you need to consider and why detailed planning is key if you intend to take phased retirement.

  5. Switzerland's 3-pillar model

    Pension savings in Switzerland. The three-pillar principle explained in simple terms.

    The Swiss pension system, also known as the three-pillar principle, consists of three pillars. . The public pension scheme (AVS), the occupational pension scheme (LPP) and the individual pension scheme (pillar 3a/b) together form the solid framework for comprehensive pension savings. Pension savings in Switzerland explained simply.