Guide Pension Fund
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Multiple jobs: What you need to know about your pension fund
These days, many employees work part time for several employers. This means that, despite regular income, they don't earn enough to fall directly under statutory BVG insurance. Nonetheless, they too should provide for their retirement. What solutions are available for this with employee benefits insurance?
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AHV contribution gaps – everything you need to know
Anyone with gaps in their contributions to the Federal Old Age and Survivors' Insurance (AHV) will end up receiving a lower pension. So, how do these much-feared contribution gaps actually come about? How do you spot them and what can you do about them?
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Purchasing pension benefits: fill gaps and save taxes
Voluntarily purchasing pension benefits is ideal for saving taxes. Manuela Meier-Gloor, a financial planner from Zug, explains what you should consider.
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What is the conversion rate?
The conversion rate is used to calculate the annual BVG pension from the available retirement capital. Anyone who wants to find out what pension is realistic after retirement should know these important facts regarding the conversion rate and BVG regulations.
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How to understand your pension fund statement
The pension fund statement – also called the pension certificate – contains specific information about your second pillar that concerns not only your retirement age. However, you need to be familiar with some jargon and background information in order to understand your pension certificate properly. We explain them in an example, point by point.
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Clean electricity is the new oil. Investment opportunities amid the energy crisis.
Europe is in the midst of its biggest energy crisis since the Second World War. Via long-term investment in energy infrastructure, institutional investors can nevertheless play their part in ensuring supply security.
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Transfer of Pension Fund Assets following a Job Change: How it Works
When changing employers, employees must transfer their BVG capital to the new pension fund pursuant to the Federal Act on Vesting in Pension Plans. This payment forms the basis for the calculation of future payments to which the employee is entitled.
