Pension Mortgage

The solution package for real-estate owners who wish to cover the three different elements of financing, pension provision, and insurance.

Pension Mortgage

Save for your retirement and protect your home even in the event of financial difficulties. This gives you the peace of mind to enjoy your home in the future too.

Features

To ensure that all the financial aspects of home financing are taken into account, Credit Suisse has put together a special package for clients: This package allows you to finance your own home while hedging against different risks and building up a private pension. A pension mortgage combines three different elements: financing, pension provision and insurance. This is possible due to the combination of three products: Credit Suisse mortgage, Pension - 3rd pillar from Credit Suisse and Credit Suisse Hypo Care or Credit Suisse Hypo Care Life.

To help clients build up their private pensions more effectively, the conditions for a pension mortgage are generally 0.25% lower than the recommended rates for the Credit Suisse mortgage models*.

Suitability

A pension mortgage is suitable for all clients who live in property owned by them.

Benefits

You can enjoy your home and the peace of mind that a pension mortgage brings: You and your family also have financial security in the event of unemployment, incapacity for work or death. By making payments** into your Credit Suisse Penion - 3rd pillar, you can save for your retirement and enjoy tax advantages at the same time. You have a choice of different options for each of the components of the pension mortgage, so, as a result, you can take out a pension mortgage that can be tailored to meet your personal needs.

Product Fact Sheet: Pension Mortgage PDF (594KB) (New Window)