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Mix Mortgage
The mortgage for real estate owners who want to benefit if interest rates fall but also want the security of an interest rate ceiling.
Mix Mortgage
A Mix mortgage protects you from sharp rises in interest rates, thanks to its interest rate ceiling. If rates fall, you benefit, but your costs are capped if they rise. This ceiling will never be exceeded during the term of the loan.
Features
The loan sum (at least CHF 200,000 is fixed for a specific period (3 or 5 years). Your Mix interest rate is revised every three months. The integrated hedge (interest cost ceiling) protects you from excessive interest charges. The costs of this hedge are higher or lower depending which of the two interest ceiling options you choose.
Suitability
The Mix mortgage is aimed primarily at clients who wish to know their maximum potential interest costs in advance. These clients can tolerate certain rate fluctuations, and they benefit if interest rates fall.
Benefits
When interest rates rise, you are hedged against excessive interest rate costs. When interest rates fall, the benefits are passed on to you directly.
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Without Interest Cost Ceiling
The Mix mortgage is also available without an interest cost ceiling. Why not ask our client advisors about the attractive terms and conditions. Just phone 0844 855 400.
